Spending

Keep your money secure until you are ready to spend it!

Getting to your money should be fast, convenient and common-sense. That’s why Navigator developed checking programs and online services that give you secure yet easy access to your funds.

And that’s not all. We reward your wise habits by providing great savings rates and loan rates, plus smart incentive programs that help you stick to your short- and long-term savings and spending plans. Find out how you can actually save as you spend by clicking the links below.

Free Checking. We’ve kept it simple, giving you everything you need in a checking account without the unwanted fees. Navigator members can enjoy a checking account with no minimum balance requirements, no monthly service charge, no per-check fees, overdraft protection options and a free VISA® Debit Card. Learn more.

Save’N Up Debit Card Savings Program. Spending and saving work hand-in-glove with Save’N Up. When you enroll in Save’N Up, every purchase you make with your Navigator VISA® Debit Card is rounded up to the next dollar, and the difference is deposited into your savings account. Available to Navigator members with an active savings account, checking account and debit card. Learn more.

Free2B Checking. Get your financial life off to an awesome start with this free checking program. Includes no minimum balance or monthly fees, Oops! Refund of fees when you make an accounting mistake, free BALANCE? Financial Fitness tools and counseling, and more. Available to anyone 18 to 25. Learn more.

Business Checking. Navigator supports the entrepreneurial spirit of our coastal region with complete checking services that help you manage your cash flow. Includes no minimum balance requirements and a free VISA® Check Card, ACH bill payment, overdraft protection, direct deposit, an overdraft line of credit and much more. Learn more.

VISA® Gift Cards. An ideal present for any occasion, the VISA Gift Card from Navigator can be used wherever VISA debit cards are accepted. Perfect for shopping online or around the world. Learn more.

For Sale. As a benefit to members, Navigator posts used vehicles, homes and property at low, negotiable prices. Then, we hand you the keys to ownership with easy credit approval and flexible financing. Learn more.

Insurance. Protect yourself, your family and your financial well-being with insurance products through Navigator. Programs include Loan Protection and Payment Protection. Learn more.