Navigator Savings Rates

Current Savings Rates

Navigator Credit Union is a member-owned financial cooperative, providing higher rates on our savings accounts and lower rates on money we loan to our member/owners. Current Savings Rates are listed below.
To check loan rates, see "Loans".

Listed below are our rates as of 5/12/08*

Regular Savings:

Amount	APR	APY
$100,000.01 & above	1.000	1.005
$50,000.01-$100,000	1.000	1.005
$25,000.01-$50,000	0.900	0.904
$10,000.00-$25,000	0.900	0.904
$0.00-$9,999.99	0.750	0.753

IRAs:

Amount	APR	APY
$100,000.01 & above	1.750	1.764
$50,000.01-$100,000	1.750	1.764
$25,000.01-$50,000	1.600	1.612
$10,000.00-$25,000	1.500	1.510
$0.00-$9,999.99	1.250	1.257

Checking

APR	APY
0.500	0.501

Christmas

APR	APY
2.000	2.018

Share Plus Money Market:

Amount	APR	APY
Above $25,000	2.080	2.100
$10,000-$25,000	2.031	2.050
$2,500-$10,000	1.982	2.000

Premium Savings:

Amount	APR	APY
$100,000.01 & above	2.178	2.200
$50,000.01-$100,000	2.129	2.150
$25,000.00-$50,000	2.080	2.100

Regular Share and IRA Certificates:

Term	APR	APY
6 Month 1st Nvestor	2.570	2.600
6 Month	2.570	2.600
12 Month	2.716	2.750
18 Month	2.960	3.000
24 Month	3.057	3.100
30 Month	3.105	3.150
36 Month	3.154	3.200
48 Month	3.203	3.250
60 Month	3.251	3.300

Jumbo Share and IRA Certificates:

Term	APR	APY
6 Month	2.667	2.700
12 Month	2.813	2.850
18 Month	3.057	3.100
24 Month	3.154	3.200
30 Month	3.203	3.250
36 Month	3.251	3.300
48 Month	3.300	3.350
60 Month	3.348	3.400

*APR (Annual Percentage Rate) and
APY (Average Percentage Yield) as of 5/12/08.
Rates subject to change without notice.
Substantial penalty for early withdrawal.