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Current Savings Rates
Navigator Credit Union is a member-owned financial cooperative, providing higher rates on our savings accounts and lower rates on money we loan to our member/owners. Current Savings Rates are listed below.
To check loan rates, click here.
Listed below are our rates as of 11/14/11*
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Regular Share:
| Amount |
APR |
APY |
| $100,000.01 & above |
0.350 |
0.351 |
| $50,000.01-$100,000 |
0.350 |
0.351 |
| $25,000.01-$50,000 |
0.350 |
0.351 |
| $10,000.00-$25,000 |
0.350 |
0.351 |
| $0.00-$9,999.99 |
0.350 |
0.351 |
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IRAs:
| Amount |
APR |
APY |
| $100,000.01 & above |
.550 |
.551 |
| $50,000.01-$100,000 |
.550 |
.551 |
| $25,000.01-$50,000 |
.550 |
.551 |
| $10,000.00-$25,000 |
.550 |
.551 |
| $0.00-$9,999.99 |
.550 |
.551 |
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Checking
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Christmas
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Share Plus Money Market:
| Amount |
APR |
APY |
| Above $25,000 |
0.449 |
0.450 |
| $10,000-$25,000 |
0.424 |
0.425 |
| $2,500-$10,000 |
0.399 |
0.400 |
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Premium Savings:
| Amount |
APR |
APY |
| $100,000.01 & above |
0.499 |
0.500 |
| $50,000.01-$100,000 |
0.474 |
0.475 |
| $25,000.00-$50,000 |
0.449 |
0.450 |
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Save'N Up Share
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Regular Share Certificates:
| $25,000.00 and Less |
| Term |
APR |
APY |
| 6 Month 1st Nvestor |
0.499 |
0.500 |
| 6 Month |
0.499 |
0.500 |
| 12 Month |
0.747 |
0.750 |
| 18 Month |
0.946 |
0.950 |
| 24 Month |
1.243 |
1.250 |
| 30 Month |
1.342 |
1.350 |
| 36 Month |
1.490 |
1.500 |
| 48 Month |
1.834 |
1.850 |
| 60 Month |
2.178 |
2.200 |
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Regular Share Certificates:
| $25,000.01 - $99,999.99 |
| Term |
APR |
APY |
| 6 Month 1st Nvestor |
0.524 |
0.525 |
| 6 Month |
0.524 |
0.525 |
| 12 Month |
0.772 |
0.775 |
| 18 Month |
0.971 |
0.975 |
| 24 Month |
1.268 |
1.275 |
| 30 Month |
1.366 |
1.375 |
| 36 Month |
1.514 |
1.525 |
| 48 Month |
1.859 |
1.875 |
| 60 Month |
2.203 |
2.225 |
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Jumbo Share Certificates:
| $100,000.00 and above |
| Term |
APR |
APY |
| 6 Month |
0.549 |
0.550 |
| 12 Month |
0.797 |
0.800 |
| 18 Month |
0.995 |
1.000 |
| 24 Month |
1.292 |
1.300 |
| 30 Month |
1.391 |
1.400 |
| 36 Month |
1.539 |
1.550 |
| 48 Month |
1.884 |
1.900 |
| 60 Month |
2.227 |
2.250 |
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Regular IRA Certificates:
| $25,000.00 and Less |
| Term |
APR |
APY |
| 6 Month 1st Nvestor |
0.598 |
0.600 |
| 6 Month |
0.598 |
0.600 |
| 12 Month |
0.847 |
0.850 |
| 18 Month |
1.045 |
1.050 |
| 24 Month |
1.342 |
1.350 |
| 30 Month |
1.440 |
1.450 |
| 36 Month |
1.588 |
1.600 |
| 48 Month |
1.933 |
1.950 |
| 60 Month |
2.276 |
2.300 |
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Regular IRA Certificates:
| $25,000.01 - $99,999.99 |
| Term |
APR |
APY |
| 6 Month 1st Nvestor |
0.623 |
0.625 |
| 6 Month |
0.623 |
0.625 |
| 12 Month |
0.872 |
0.875 |
| 18 Month |
1.070 |
1.075 |
| 24 Month |
1.366 |
1.375 |
| 30 Month |
1.465 |
1.475 |
| 36 Month |
1.613 |
1.625 |
| 48 Month |
1.957 |
1.975 |
| 60 Month |
2.301 |
2.325 |
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Jumbo IRA Certificates:
| $100,000.00 and above |
| Term |
APR |
APY |
| 6 Month |
0.648 |
0.650 |
| 12 Month |
0.896 |
0.900 |
| 18 Month |
1.094 |
1.100 |
| 24 Month |
1.391 |
1.400 |
| 30 Month |
1.490 |
1.500 |
| 36 Month |
1.638 |
1.650 |
| 48 Month |
1.982 |
2.000 |
| 60 Month |
2.325 |
2.350 |
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*All rates listed are subject to change without notice.
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