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Current Savings Rates
Navigator Credit Union is a member-owned financial cooperative, providing higher rates on our savings accounts and lower rates on money we loan to our member/owners. Current Savings Rates are listed below.
To check loan rates, click here.
Listed below are our rates as of 07/30/10*
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Regular Share:
| Amount |
APR |
APY |
| $100,000.01 & above |
1.000 |
1.005 |
| $50,000.01-$100,000 |
1.000 |
1.005 |
| $25,000.01-$50,000 |
0.900 |
0.904 |
| $10,000.00-$25,000 |
0.900 |
0.904 |
| $0.00-$9,999.99 |
0.750 |
0.753 |
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IRAs:
| Amount |
APR |
APY |
| $100,000.01 & above |
2.000 |
2.018 |
| $50,000.01-$100,000 |
2.000 |
2.018 |
| $25,000.01-$50,000 |
1.850 |
1.866 |
| $10,000.00-$25,000 |
1.750 |
1.764 |
| $0.00-$9,999.99 |
1.500 |
1.510 |
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Checking
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Christmas
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Share Plus Money Market:
| Amount |
APR |
APY |
| Above $25,000 |
0.946 |
0.950 |
| $10,000-$25,000 |
0.896 |
0.900 |
| $2,500-$10,000 |
0.847 |
0.850 |
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Premium Savings:
| Amount |
APR |
APY |
| $100,000.01 & above |
1.094 |
1.100 |
| $50,000.01-$100,000 |
1.045 |
1.050 |
| $25,000.00-$50,000 |
0.995 |
1.000 |
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Save'N Up Share
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Bump Share and IRA Certificates:
| Term |
APR |
APY |
| 24 Month |
1.687 |
1.700 |
| 30 Month |
1.884 |
1.900 |
| 36 Month |
2.080 |
2.100 |
| 48 Month |
2.374 |
2.400 |
| 60 Month |
2.716 |
2.750 |
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Regular Share and IRA Certificates:
| $25,000.00 and Less |
| Term |
APR |
APY |
| 6 Month 1st Nvestor |
0.995 |
1.000 |
| 6 Month |
0.995 |
1.000 |
| 12 Month |
1.094 |
1.100 |
| 18 Month |
1.440 |
1.450 |
| 24 Month |
1.785 |
1.800 |
| 30 Month |
1.982 |
2.000 |
| 36 Month |
2.178 |
2.200 |
| 48 Month |
2.472 |
2.500 |
| 60 Month |
2.813 |
2.850 |
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Regular Share and IRA Certificates:
| $25,000.01 - $99,999.99 |
| Term |
APR |
APY |
| 6 Month 1st Nvestor |
1.045 |
1.050 |
| 6 Month |
1.045 |
1.050 |
| 12 Month |
1.144 |
1.150 |
| 18 Month |
1.490 |
1.500 |
| 24 Month |
1.834 |
1.850 |
| 30 Month |
2.031 |
2.050 |
| 36 Month |
2.227 |
2.250 |
| 48 Month |
2.521 |
2.550 |
| 60 Month |
2.862 |
2.900 |
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Jumbo Share and IRA Certificates:
| $100,000.00 and above |
| Term |
APR |
APY |
| 6 Month |
1.094 |
1.100 |
| 12 Month |
1.193 |
1.200 |
| 18 Month |
1.539 |
1.550 |
| 24 Month |
1.884 |
1.900 |
| 30 Month |
2.080 |
2.100 |
| 36 Month |
2.276 |
2.300 |
| 48 Month |
2.570 |
2.600 |
| 60 Month |
2.911 |
2.950 |
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*All rates listed are subject to change without notice.
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