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Savings Rates

Navigator Credit Union is a member-owned financial institution that provides some of the best, most competitive rates on savings products throughout the Mississippi and Alabama coastal regions. As a Navigator member, you have the tools to develop a well-rounded money saving strategy tailored to your goals and retirement timeline using our broad range of excellent savings products and rates. Current savings rates are listed below.

Rates effective as of 12/01/14.*

APR APY
Membership Share 2.250% 2.273%

 

Primary Savings APR APY
$0.00 – $9,999.99 0.350% 0.351%
$10,000 – $25,000 0.350% 0.351%
$25,000.01 – $50,000 0.350% 0.351%
$50,000.01 – $100,000 0.350% 0.351%
$100,000.01 & above 0.350% 0.351%

 

IRAs APR APY
$0.00 – $9,999.99 0.550% 0.551%
$10,000 – $25,000 0.550% 0.551%
$25,000.01 – $50,000 0.550% 0.551%
$50,000.01 – $100,000 0.550% 0.551%
$100,000.01 & above 0.550% 0.551%

 

  APR APY
Checking 0.150% 0.150%

 

APR APY
Save’N Up 5.366% 5.500%

 

APR APY
Christmas Savings 0.750% 0.750%

 

Premium Savings Money Market APR APY
$2,500 – $10,000 0.399% 0.400%
$10,000.01 – $25,000 0.424% 0.425%
$25,000.01 – $50,000 0.449% 0.450%
$50,000.01 – $100,000 0.474% 0.475%
$100,000.01 & above 0.499% 0.500%

 

Share Certificates ($25,000.00 or less) APR APY
6 Month 1st Nvestor 0.449% 0.450%
6 Month 0.449% 0.450%
12 Month 0.896% 0.900%
18 Month 0.995% 1.000%
24 Month 1.292% 1.300%
30 Month 1.342% 1.350%
36 Month 1.391% 1.400%
48 Month 1.736% 1.750%
60 Month 2.129% 2.150%

 

Share Certificates ($25,000.01 – $99,999.99) APR APY
6 Month 1st Nvestor 0.474% 0.475%
6 Month 0.474% 0.475%
12 Month 0.921% 0.925%
18 Month 1.020% 1.025%
24 Month 1.391% 1.400%
30 Month 1.440% 1.450%
36 Month 1.490% 1.500%
48 Month 1.834% 1.850%
60 Month 2.227% 2.250%

 

Jumbo Share Certificates ($100,000.00 and Over) APR APY
6 Month 0.499% 0.500%
12 Month 0.946% 0.950%
18 Month 1.045% 1.050%
24 Month 1.490% 1.500%
30 Month 1.539% 1.550%
36 Month 1.588% 1.600%
48 Month 1.933% 1.950%
60 Month 2.325% 2.350%

 

IRA Certificates ($25,000.00 or Less) APR APY
6 Month 1st Nvestor 0.549% 0.550%
6 Month 0.549% 0.550%
12 Month 0.995% 1.000%
18 Month 1.094% 1.100%
24 Month 1.391% 1.400%
30 Month 1.440% 1.450%
36 Month 1.490% 1.500%
48 Month 1.834% 1.850%
60 Month 2.227% 2.250%

 

IRA Certificates ($25,000.01 – $99,999.99)  APR  APY
6 Month 1st Nvestor 0.573% 0.575%
6 Month 0.573% 0.575%
12 Month 1.020% 1.025%
18 Month 1.119% 1.125%
24 Month 1.490% 1.500%
30 Month 1.539% 1.550%
36 Month 1.588% 1.600%
48 Month 1.933% 1.950%
60 Month 2.325% 2.350%

 

Jumbo IRA Certificates ($100,000.00 & Over)  APR  APY
6 Month 0.598% 0.600%
12 Month 1.045% 1.050%
18 Month 1.144% 1.150%
24 Month 1.588% 1.600%
30 Month 1.638% 1.650%
36 Month 1.687% 1.700%
48 Month 2.031% 2.050%
60 Month 2.423% 2.450%
*
All rates are subject to change without notice.