Jeffrey C. Hamm Earns Retirement Planning Designation
A Message from the Navigator Financial Planning Services Center

With the largest population group in history approaching retirement over the next 20 years, making complex retirement decisions with the help of a knowledgeable professional is critical. In order to better serve our community’s retirement planning needs, Navigator Financial Planning Services Advisor, Jeffrey Hamm recently completed the strenuous coursework required to earn the designation of Chartered Retirement Planning CounselorSM (CRPC®) through the College for Financial Planning.
The CRPC designation uniquely qualifies Jeffrey to provide counseling on a wide range of retirement issues and provides unique insight into addressing important decisions to be made both before and after retirement including:

• Meeting multiple financial objectives – asset management,
  income planning, estate planning
• Knowing and managing sources of retirement income
• Personal savings and investing for and during retirement
• Employer retirement plans and distribution options
• Individual deferred compensation
• Planning for incapacity, disability and long-term care
• Income tax changes in retirement*

If you are interested in discussing your retirement planning needs with a CRPC professional, contact Jeffrey Hamm. He can be reached at Navigator Credit Union at 228-474-3427.

*Representative is not a tax advisor. For information regarding your specific tax situation, please consult a tax professional. Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member NASD/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CBS-A604-0707