Loans & Rates
Rates subject to change daily. Please contact the credit union to confirm rates listed below.
Click on the investment option you are interested in or scroll down this page to view all.
Asset Secured
Auto Loan
Boat/RV Loan
Home Equity (HELOC)
Home Mortgage
Lines of Credit
Personal Computer
Personal Loans
Signature
Overdraft
Insurance Loans
VISA Card
Click here to apply for a loan.
Asset (Share or Certificate) Secured Loan As Low As 2% Above Savings (terms as high as 180 months)
- Use your savings account or share certificate as collateral for a loan
- Allows you to borrow against savings without depleting them
- Lowest interest rate available
- Declared share dividends + 2.0%
Auto (New & Used) Loan As Low As 4.50% APR (terms as high as 84 months)
- Up to 100% financing
- Extended repayment terms
- Same rate for new or used cars
- Extended Warranty Insurance Available
- GAP Insurance to pay the difference between the value and what is owed
For new and used vehicle pricing information from 1989 to the current model year, check out Web Carbook! 
Boat/RV Loan As Low As 5.50% APR (terms as high as 84 months)
Home Equity Line of Credit (HELOC) Introductory Rate is 3.750% for the first six months. Adjustable rate after introductory period is equal to the prime rate, with a minimum of 6.00%. The loan rate will never exceed 14.00%. Line of Credit amount up to 90% of available equity AND we pay closing costs.
Home Mortgage Loan Homestead:
6.138 % APR* 30 Year Conventional Conforming Loan Rate as of 5/02/2008
6.057 % APR* 20 Year Conventional Conforming Loan Rate as of 5/02/2008
5.853 % APR* 15 Year Conventional Conforming Loan Rate as of 5/02/2008
*The rates are based on a $100,000.00 loan with 20% equity (or down payment) and an anticipated lock period of 45 days. The 1% origination fee is included in the Annual Percentage Rate (APR.).
Rental Property:
6.516 % APR* 30 Year Conventional Conforming Loan Rate as of 5/02/2008
6.435 % APR* 20 Year Conventional Conforming Loan Rate as of 5/02/2008
6.230 % APR* 15 Year Conventional Conforming Loan Rate as of 5/02/2008
*The rates are based on a $100,000.00 loan with 20% equity (or down payment) and an anticipated lock period of 45 days. The 1% origination fee is included in the Annual Percentage Rate (APR.).
Mobile Home ~ Double Wide with Land Only Other Restrictions Apply: 7.020 % APR* 30 Year Conventional Conforming Loan Rate as of 5/02/2008
6.939 % APR* 20 Year Conventional Conforming Loan Rate as of 5/02/2008
5.734 % APR* 15 Year Conventional Conforming Loan Rate as of 5/02/2008
*The rates are based on a $100,000.00 loan with 20% equity (or down payment) and an anticipated lock period of 45 days. The 1% origination fee is included in the Annual Percentage Rate (APR.).
Lines of Credit Rates as Low As 9.95% APR (terms as high as 48 months)
- Allows you to make purchases by writing a check
- Can be used to provide overdraft protection for checking
- Can be access through the ATM and 'N Touch
Rates as Low as 9.50% (terms as high as 24 months)
Personal Loan Rates as Low as 10.95% APR (terms as high as 48 months)
Signature Loan Rates as Low As 9.95% APR (terms as high as 48 months).
Student Loan Rates as Low As 1% above prime (terms as high as 12 months) Stafford Loans are available for members
Enrolled in an accredited school
Taking at least six credits per semester PLUS Loans are available to parents of students. Parents must first file a Financial Aid Form with the school before applying for this loan. Navigator members can receive a loan to cover the difference between the cost of a college and the financial aid granted.
* Rate subject to change
Overdraft Loans Rates as low as 18%
Insurance Loans Rates as low as 12%
VISA Card
No annual fee - No cash advance fees
- Fixed rates as low as 10.9%
- Credit limits up to $10,000
- Instant cash access with your PIN
- Worldwide acceptance
- Free additional cards for family members
- 24-hour toll-free account access
- Savings when you transfer higher balances
- Yearly CashBack bonus
- 25-day grace period on purchases
 |
Verified by Visa® protects your existing VISA card with a personal password, giving you reassurance that only you can use your VISA card online.
|
