Loans & Rates
Rates subject to change daily. Please contact the credit union to confirm rates listed below.
1st Mortgage Homestead:
5.591% 30 Year Conventional Conforming Loan Rate as of 06/29/2009
5.497% 20 Year Conventional Conforming Loan Rate as of 06/29/2009
5.027% 15 Year Conventional Conforming Loan Rate as of 06/29/2009
*The rates are based on a $100,000.00 loan with 20% equity (or down payment) and an anticipated lock period of 45 days.The 1% origination fee is included in the Annual Percentage Rate (APR.).
5.327% 15 Year Nonconventional (In House) Loan Rate as of 06/29/2009
*The rates are based on a $100,000.00 loan with 5% equity (or down payment) and an anticipated lock period of 45 days. The 1/2 % origination fee is included in the Annual Percentage Rate (APR.).
1st Mortgage Investment Property:
6.597% 30 Year Conventional Conforming Loan Rate as of 06/29/2009
6.251% 20 Year Conventional Conforming Loan Rate as of 06/29/2009
5.655% 15 Year Conventional Conforming Loan Rate as of 06/29/2009
*The rates are based on a $100,000.00 loan with 20% equity (or down payment) and an anticipated lock period of 45 days. The1 % origination fee is included in the Annual Percentage Rate (APR.).
6.660% 15 Year Nonconventional (In House) Loan Rate as of 06/29/2009
*The rates are based on a $50,000.00 loan with 20% equity (or down payment) and an anticipated lock period of 45 days. The 1/2 % origination fee is included in the Annual Percentage Rate (APR.).
Mobile Home ~ Double Wide with Land Only Other Restrictions Apply:
6.220% 30 Year Conventional Conforming Loan Rate as of 06/29/2009
6.000% 20 Year Conventional Conforming Loan Rate as of 06/29/2009
5.530% 15 Year Conventional Conforming Loan Rate as of 06/29/2009
*The rates are based on a $100,000.00 loan with 20% equity (or down payment) and an anticipated lock period of 45 days. The 1 % origination fee is included in the Annual Percentage Rate (APR.).
6.830% 15 Year Nonconventional (In House) Loan Rate as of 06/29/2009
*The rates are based on a $100,000.00 loan with 20% equity (or down payment) and an anticipated lock period of 45 days. The 1/2 % origination fee is included in the Annual Percentage Rate (APR.).
Mobile Home ~ Single Wide with Land Only Other Restrictions Apply:
8.366% 10 Year Nonconventional (In House) Loan Rate as of 06/29/2009
*The rates are based on a $50,000.00 loan with 20% equity (or down payment) and an anticipated lock period of 45 days. The 1/2 % origination fee is included in the Annual Percentage Rate (APR.)
Construction Loan
5.577% 15 Year Nonconventional (In House) Loan Rate as of 06/29/2009
*The rates are based on a $100,000.00 loan with 5% equity (or down payment) and an anticipated lock period of 45 days. The 1/2 % origination fee is included in the Annual Percentage Rate (APR.).
Fixed Rate Home Equity Homestead:
6.580% 15 Year Nonconventional (In House) Loan Rate as of 06/29/2009
*The rates are based on a $50,000.00 loan with 5% equity (or down payment) and an anticipated lock period of 45 days. The 1/2 % origination fee is included in the Annual Percentage Rate (APR.).
Fixed Rate Home Equity Investment Property:
7.832% 15 Year Nonconventional (In House) Loan Rate as of 06/29/2009
*The rates are based on a $50,000.00 loan with 25% equity (or down payment) and an anticipated lock period of 45 days. The 1/2 % origination fee is included in the Annual Percentage Rate (APR.).
Unimproved Land:
7.413% 15 Year Nonconventional (In House) Loan Rate as of 06/29/2009
*The rates are based on a $50,000.00 loan with 20% equity (or down payment) and an anticipated lock period of 45 days. The 1/2 % origination fee is included in the Annual Percentage Rate (APR.).
