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Investments

Click on the investment option you are interested in or scroll down this page to view all.

Christmas Club
IRAs
Navigator Financial Services
Savings (Share) Account
Share Certificates

Click Here for Current Savings Rates


Christmas Club

Lets you save money throughout the year for holiday shopping.
An account can be opened with only $2.
Optional Direct Deposit payments to make saving easy
No fees or minimum balance requirements
A Competitive interest rate, calculated daily and paid monthly

Amount of Weekly Savings
X Number of Weeks per year
Total* Available for Shopping
$10
52
$520
$15
52
$780
$20
52
$1040
$25
52
$1300

*Does not include interest


IRAs
Individual Retirement Accounts

Education and Traditional IRAs available
Excellent means of saving for retirement
No Fees or service charges
Dividends compounded monthly
Low minimum deposit
Rollovers and direct transfers from other institutions accepted
Contributions may be tax deductible (consult your tax advisor for details).
Earnings on IRAs are not taxed until funds are withdrawn from the account
Deposits must be made to your IRA before April 15 each year for the previous year’s credit.


Navigator Financial Planning Services

Provides sound savings advice to help you organize your financial affairs and plan for your future
Offers access to financial management services, investments and transactions
No cost or obligation for free consultation, simply call 762-3542 to schedule your appointment.


Savings (Share) Account

A Share Savings account is the foundation of your credit union membership
Open an account today with only $5.00 (in addition to $10 one-time membership fee)
Dividends are paid quarterly
Add to your balance regularly through payroll deduction or automatic transfer
Two savings options for young members–the Navvi-Gator Super Saver’s Club and the Mariner’s Club. Both programs are designed to teach young investors the value of saving through special incentives.


Share Certificates

Earn a guaranteed rate of return for a fixed term
High yield investment with tiered rates based on balance
All certificates automatically renewable
Competitive dividend rate is compounded monthly
Flexible terms, ranging from six months to five years, allow you to choose the maturity date that is best for you.


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Navigator Credit Union - Phone: (228) 475-7300  Fax: (228) 762-2171 Toll-Free: 1-800-344-3281

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