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Loan Rates

As a not-for-profit, member-owned credit union, Navigator is able to reinvest earnings in the form of better rates for you, our members. Our low-interest loans help meet your needs for sound money management, which translates to greater financial well-being for you and your family. Current loan rates are listed below. APR = annual percentage rate.

Rates subject to change.

NEW Auto Loan Rates – as low as 1.49% APR

USED Auto Loan Rates (2+ years old) - as low as 1.99% APR

NEW Boat Loan Rates – as low as 2.99% APR

USED Boat Loan Rates (2+ years old) - as low as 3.99% APR

New Motorcycle Loan Rates – as low as 3.49% APR

USED Motorcycle Loan Rates (2+ years old) – 3.99% APR

NEW ATV Loan Rates – as low as 2.99% APR

USED ATV Loan Rates (1+ years old) – as low as 4,99% APR

NEW RV Loan Rates – as low as 3.99% APR

USED RV Loan Rates (1+ years old) – as low as 4.50% APR

NEW Tractor Loan Rates – as low as 2.99% APR

USED Tractor Loan Rates (2+ years old) – as low as 4.49% APR

Personal Loans – as low as 9.95% APR

Lines of Credit – as low as 9.95% APR

VISA Credit Cards – as low as 10.90% APR

Secured VISA Credit Cards – as low as 12.90% APR

Hospital Loans – as low as 6.99% APR

Overdraft Loans – as low as 18.00% APR

Asset Secured Loans - 2.35% APR

Insurance Loans – as low as 12.00% APR