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Home Loans

Welcome to a better way to finance your home!

Your home is likely your largest, most enduring single investment. Whether you’re looking to purchase a new home with a first mortgage, or refinance an existing mortgage, we’ll make the process positive and easy-to-understand.


We’ll work closely with you to find the best mortgage for you and your family. You can choose from a variety of conventional fixed mortgage loan options, with competitive, low rates for 10-, 15-, 20- and 30-year terms. Construction and rental property loans are also available. Loan plans and rates.

Home Equity Lines of Credit

Get more out of your home with a home equity line of credit (HELOC). A HELOC is a type of second mortgage that gives you convenient access to the available equity in your home through a credit line. HELOCs can be used to finance practically anything – from home improvements or college tuition to vacations or vehicles. Funds are accessible online, and you pay interest only on the amount you use. And, as you pay off your loan, that amount becomes available again for borrowing. In most cases, the interest on a HELOC is tax-deductible. (Check with your tax advisor for deductibility in your situation.) Please call us at 228-475-7300 or 800-344-3281 to inquire about current loan rates and terms.