Borrowing

From a home mortgage to a personal loan, borrowing has never been easier.

Excited to take your next leap ahead in life? Whether your dream is to finance a new home, purchase a vehicle, start a business or earn a college degree, Navigator has the solutions to get you where you want to go.

At Navigator, you will benefit with access to lower rates and more flexible options than are available at most other financial institutions. And, we make getting a loan quick and hassle-free, too, with our streamlined loan approval process. Best of all, we listen to you and create a plan that’s tailored to your needs.

Learn more about our many loan options by simply clicking on the links below.

Home Loans. First Mortgages, Second Mortgages, Home Equity Lines of Credit and Mortgage Refinancing. We guide you through the homebuying process and provide sensible ways to help you make the most of your investment as your home equity grows. Learn more.

Auto and other Vehicle Loans. Navigator offers new and used auto, truck, motorcycle and ATV loans, along with boat and RV loans. You’ll get on your way fast with our low rates and flexible repayment terms. Protect yourself with a vehicle history report by using our CARFAX® link. Learn more.

VISA® Credit Cards. The ultimate in convenience, a VISA® Card from Navigator helps you establish your credit – and save money, too, with our low fixed rates and no annual fee. Learn more.

Personal Loans. Navigator also offers a variety of personal loans to fit your needs including: Personal Loans, Lines of Credit, Computer Loans, Asset Secured Loans, Insurance Loans and Overdraft Loans. Whether you’re looking to borrow a lump sum that you can pay back in installments, or seek the peace of mind that a line of credit offers, we’ll develop a package with terms that meet your needs. Both secured and unsecured loans are available. A debt consolidation loan or student loan consolidation can help you merge multiple loans into one monthly payment with a lower rate. Learn more.

Business Loans. Small Business Loans, VISA® Business Credit Card. Your dream to start a business, expand or simplify your finances is within reach with our flexible business loan options. Learn more.

Loan Rates. As a credit union member, you get more purchasing power, thanks to lower rates and better terms than you’d find at most other financial institutions. View loan rates.

There’s no need to wait! Apply online for a loan today, call a friendly and knowledgeable member service representative at 1-800-344-3281 or stop in for a one-on-one consultation.